Last updated: 23 July 2025

This document sets out the terms of use for the website kulabukhova.com (hereinafter the “Site”) and the privacy policy. By using the Site, you agree to these terms.

Part 1. Terms of Use

1. Introduction
The Site is owned by Svetlana Kulabukhova (hereinafter “we”, “us”, “our”). The Site provides information about the book and the option to purchase it.

2. Use of the Site
You may only use the Site for lawful purposes and within the rules provided. Copying, distributing, or any use of site materials without our written consent is prohibited.

3. Ordering and Payment

3.1 Payment Methods
Stripe — payment in Australian dollars (AUD).
Amazon — orders processed via Amazon are subject to their Terms of Use and Privacy Policy.

3.2 Currency and Conversion
When paying via Stripe, charges are made in AUD. Your bank may convert the amount to your account’s currency at its own rate and fees. The final amount on your statement may vary. For your convenience, we display an estimated price in ₽ at checkout, but the contractual price remains in AUD.

3.3 Order Confirmation and Delivery
After successful payment, you will receive at your nominated email address:

• A Stripe receipt with transaction details;
• A download link for the book files (EPUB/PDF), and an invoice if required for tax purposes.

3.4 Licence
By purchasing the book, you receive a non-exclusive, non-transferable, personal licence to read and store the file. Resale, distribution, public posting, or any other commercial use of the file without written permission from the copyright holder is prohibited.

3.5 Refunds
All sales are final. Refunds for digital goods are only available as required by law.

4. Links to Third-Party Sites
The Site may contain links to third-party platforms (such as Amazon). We do not control their content or data practices.

5. Limitation of Liability
We strive to ensure the information on the Site is current and accessible, but cannot guarantee uninterrupted operation or the absence of errors. We are not liable for technical failures, data loss, or any damages arising from use of the Site.

6. Intellectual Property
All materials, including text, images, and the digital book, are our intellectual property. Their use without permission is prohibited.

7. Governing Law
These terms are governed by the laws of Australia. All disputes are subject to the courts of New South Wales.

8. Contact
For any questions regarding use of the Site, please contact:
📧 sv.kulabukhova@gmail.com

Part 2. Privacy Policy

1. What Data We Collect
We may collect the following information:

• Name and email address
• Payment information (processed via Stripe)
• IP address, geolocation (anonymised)
• Website usage data (Google Analytics)
• Data you provide voluntarily (e.g., via contact forms)

Important: We do not store your payment details. Payments are processed directly through secure payment platforms.

2. How We Use Your Data
We use your data to:

• Process and fulfil orders
• Deliver purchased products
• Contact you regarding orders
• Improve the Site and analyse user experience
• Comply with legal obligations

3. Who We Share Data With
Your data may be shared with:

• Payment processors (Stripe)
• Analytics services (Google Analytics)
• Hosting providers and technical contractors

We do not sell your personal data to third parties.

4. Overseas Data Transfer
Your data may be stored or processed on servers outside Australia. We ensure our partners uphold high standards of data protection.

5. Cookies
We use cookies to operate the Site and analyse traffic. You can manage your cookie settings in your browser.

6. How We Protect Data
We apply technical and organisational measures to protect personal data from unauthorised access, alteration, or deletion. However, data transmission over the internet always carries some risk, and by using our Site, you accept these risks.

7. Your Rights
You have the right to:

• Request access to your data
• Correct or delete your data
• Restrict or object to data processing
• Withdraw consent to data processing
• Lodge a complaint with a data protection authority (e.g., OAIC in Australia)

To exercise your rights to access, correct, delete, or restrict processing of your personal data, please contact: sv.kulabukhova@gmail.com

8. Changes to the Policy
We may update this document from time to time. The new version will be published on the Site with an updated effective date.